Some banks don't charge to receive incoming wired funds, but some banks do. Western Union offers real-time information on exchange rates1 to help you stay up to date on the latest developments when sending money internationally. Is it an international or domestic transfer? Sending Money Online. The intermediary bank may charge a transfer fee in addition to the transfer fees from the sending and receiving banks. To find out how much your transfer might cost, you can use Western Union's free price estimator. Funds availability subject to terms and conditions of service. 1.Western Union Send money online 2.Western Union About us page 3.Western Union Send money online landing page 4.Western Union FAQ: Send money online 5.Western Union FAQ: Send money in person 6.Western Union Find locations 7.Western Union Track transfer *All sources last checked on January 20, 2021 0000722047 00000 n Transfer money to a mobile wallet with these easy steps: Transfer money on the go to a bank account, for cash pickup or to a mobile wallet1 with the help of our app. Up to $50 per transfer for international transfers. Then follow the steps to. 2 Western Union also makes money from currency exchange. In both cases, this assumes the transfer is funded by a bank account - not credit or debit card - and processed by wire transfer. 0000010734 00000 n Paying within minutes can incur charges that start at about $10 per $100; however, if you dont choose the expedited option, the charges can be a lot less. If sending money at an agent location, you will be able to see the cost of your money transfer at the counter. 0000729855 00000 n STEP 1 Using the WU app or WU.com, select "Pick up cash" from the menu STEP 2 Follow prompts to complete pre-staging to receive money transfer. Before initiating a transfer, use a bank or transfer services online calculator (if available) to estimate your money transfer fees and international money transfer fees. What fees are associated with a money transfer? You can initiate transfers at a local Western Union location, online or by telephone. 0000035957 00000 n Transfers to and from some countries are prohibited under US law. 0000735000 00000 n Look for your Money Transfer Control Number (MTCN) on your Both you and the receiver can track the funds with this number. 0000726706 00000 n What fees are associated with a money transfer? 0000711252 00000 n Western union charges a processing fee that starts at $. The fees for sending money to Malaysia depend on a few factors, such as the amount you're sending and your preferred payment . 2 If youre using a credit card, a card-issuer cash advance fee and associated interest charges may apply. Wise. Pay to transfer the money with your checking account, or credit or debit card. Click here for a how-to plus learn more about the duration & fees. 0000013046 00000 n Tags: money transfer money transfer fees Share: The fee is $4.50 to transfer up to $50 and $9.50 to send up to $900. Well send you a confirmation email with the MCTN to track your money transfer. International money transfer services like Western Union can help you easily send money abroad, and the fees may be less compared to traditional banks. International Money Transfers Fees for an international transfer are quite varied with Western Union. 0000723005 00000 n If you want to transfer the money within minutes, the fees would start at around $12 per $100. 0000723083 00000 n 2 The payment method you're using using a debit card or a credit card to fund your transfers is usually the quickest, but can come with an extra cost. 3. Paying within minutes can incur charges that start at about $10 per $100; however, if you don't choose the expedited option, the charges can be a lot less. 7 Please make sure that the receivers name accurately matches the details of the bank account owner. Send money online to 200 countries and territories with hundreds of thousands of Western Union agent locations. Venmo international transfers are not possible, so what are the best Venmo alternatives? Avoid paying extra fees by using your bank account when transferring money through Western Union. 0000705926 00000 n The final step to send your money is verifying your bank account. 0000706143 00000 n Check our prices before you send so there are no surprises. Share this with your receiver for a fast cash pickup. 0000712978 00000 n Its helpful to know that transferring money around the world is as easy as initiating a money transfer and having your receiver get the funds almost instantly, but how much does it cost? Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. 0000720659 00000 n Depending on your bank, you should be able to pay for your wire transfer online, in-person or over the phone. Pay to transfer the money with cash or a US bank-issued debit card. There can be additional fees associated with a money transfer, such as online versus in-person transfers, cancellation fees, correspondent bank fees, and more. With Wise, you simply get 10 on your transfer, with the real exchange rate despite a higher upfront fees. With Western Union, there are also different charges depending on whether you fund the payment with a bank transfer, cash, credit or debit card - and how the recipient accesses the money, as well. 2 Western Union also makes money from currency exchange. 0000721174 00000 n 0000013107 00000 n There are a number of price points in between, dependent on the amount of money to transfer. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Encryption to help protect your transfers, Were committed to keeping your data secure. 0000032058 00000 n Enter the destination and the amount youd like to send. With Western Union, one can send money online 24/7, and the recipient can collect the money as cash at any Western Union agent location worldwide. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. 2022 Western Union Holdings, Inc. All Rights Reserved. 0000040242 00000 n If you want to make a personal money transfer in the country or abroad, you can go with your ID to one of the Western Union agencies or to the branches of the partner banks. 1 Earn 1 point for every $1 in qualifying transfer fees spent on a single transaction. 2023Western Union Holdings, Inc. All Rights Reserved. Western Union is not the only company that offers money transfer services. 0000033263 00000 n 1.WU Care FAQ 0000718407 00000 n The cost will depend on the amount of money you are transferring, where you are sending it from, where it will be picked up, where you process the transfer (an agent location, online or via phone), and how fast you want your money to arrive. Our encryption and fraud prevention efforts help protect your Western Union money transfers. If youre a new user, download the app through the Apple App Store or Google Play Store. Enter your friend or family members name and phone number. Enter the destination and amount youd like to send. Enter your receivers bank account details to transfer money to their bank account. The recipient can collect money at a Western Union location within their area or have cash deposited into a checking account. Exchange rates Western Union Mexico does not publish information about the exchange rates used online. If you choose to send money with Western Union, from the US to UK, its only possible to do so by having the recipient pick up the cash from a Western Union location.. Online or through the mobile app via credit card, If you send cash in person but the recipient picks it up at the agent, you will be charged, When the recipient goes to the agent location but you send the money via bank account, either through the mobile app or online, you will pay, When you send money online with your credit card deposited directly in the recipients bank account, you will be credited, $8 if paid with cash in person and deposited into the recipients bank account, $11 via bank account if recipient picks up at agent location (done online or mobile app), $11 if paid with cash in person and recipient picks up via agent, $10 via credit card if recipient picks up at agent location (done online or mobile app), $0 with a bank account or credit card when sent online and deposited into recipients bank account, $5 via credit card if recipient picks up at agent location (done online or mobile app), $5 via bank account if recipient picks up at agent location (done online or mobile app), $2 with credit card when sent online and deposited into the recipients bank account, $0 with bank account when sent online and deposited into the recipients bank account, $10 if paid with cash in person and recipient picks up via agent, $12 via credit card if recipient picks up at agent location (done online or mobile app), $4 with credit card when sent online and deposited into the recipients bank account. Service you can rely on Send your money with confidence thanks to our encrypted transfers, Chosen worldwideMillions of people around the world choose to send money with Western Union. 4 Western Union also makes money from currency exchange. Also, when using a credit card, the company will view this as a cash advance, which means you will pay a higher interest rate and a fee. For a $200 domestic transfer funded with cash and paid out in cash, the cost was $17.50 in April 2022, while the same transfer from an online bank account would have resulted in a charge of. 0000706235 00000 n You can send money to friends or family, make payments, or load prepaid cards. 0000003289 00000 n Heres all you need to know. 0000740411 00000 n What do you need to perform a wire transfer? To avoid these fees or for reduced fees, use a debit card or check other payment methods. Let's use the example of a transfer to euros (EUR): If the mid-market rate is 1 USD . Or in other words, 1 EUR is equal to about 1.21 USD. Its simple to register and send money to a bank account using our mobile app, website or in person today. Choose a country from the list of destinations and how much you want to send. See the transfer form for restrictions. They also take into account exchange rates when calculating the fees. Deciphering the different types of money transfer fees can be confusing, but Western Union makes it easy with convenient ways to send and receive money. The table below shares some of the costs associated with money transfers for the most popular banks in the United States: Up to $45 per transfer for international transfers. 0000728713 00000 n Western UnionTransfer amount as low as $1; No transfer fees on bank payments; Competitive exchange rate; Pay-In-Store for instant transfers; Pay by debit card upto $5000 for transfer fees of $2.99; Cash pick-up upto $2500; 50,000 agent locations across India for cash pick-up; Customer support available in multiple regional . My WU service fee reduction are not currently applied to online bill payments or transfers that are set up through the Western Union mobile app and paid for at participating agent locations. 0000727052 00000 n Its easy to send money abroad with Western Union. Since he last sent money home, Garca told CNBC, he now has the option to make an online payment via the Western Union app, but he still faces steep fees - 12.5% for a $100 transfer - and. Share this with your receiver for a fast cash pickup. It is important to pay attention to the exchange rates because Western Union is known for hiding fees regarding the real exchange rates. In some cases, a fee may also apply in order to receive the funds. 0000726592 00000 n Youll both earn a $20 Amazon.com e-gift code*.Terms and conditions apply. 0000726944 00000 n These transfers take a little longer, but they are generally cheaper. 2023Western Union Holdings, Inc. All Rights Reserved. You will then receive a receipt with the MTCN tracking number of the transfer to communicate to the recipient.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'thepricer_org-box-4','ezslot_4',137,'0','0'])};__ez_fad_position('div-gpt-ad-thepricer_org-box-4-0');if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'thepricer_org-box-4','ezslot_5',137,'0','1'])};__ez_fad_position('div-gpt-ad-thepricer_org-box-4-0_1');.box-4-multi-137{border:none!important;display:block!important;float:none!important;line-height:0;margin-bottom:7px!important;margin-left:auto!important;margin-right:auto!important;margin-top:20px!important;max-width:100%!important;min-height:250px;padding:0;text-align:center!important}. Some banks charge different money transfer fees when you initiate the transfer online versus going into a branch. Western Union charges a flat fee of $14.99 for transfers of up to $500. 0000707302 00000 n Here are the charges you need to know about: Not all payment options are available in all countries and currencies, so youll need to check the specific details for your transfer. Send Money Send money with the Western Union mobile app Download the app Use the most downloaded money transfer app to send money internationally for pick up in cash or to a bank account anytime, from anywhere. 0000709047 00000 n 0000712640 00000 n On top of the currency conversion fee you pay to Western Union, you may also pay a transfer fee or service charge. The Western Union AUD to MYR exchange rate is 2.94971. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Sending money with a credit or debit card is quicker than using a bank transfer, and the fees usually reflect this. Credit card: CA$15.81. A receipt will appear showing if your delivery method has been updated. 0000707740 00000 n 0000706612 00000 n 0000013369 00000 n Before you attempt to send money, check the available. Send and transfer money online in 5 simple steps 1 Register and verify your free profile Start to send money online by logging in or r egistering for a profile. 0000740804 00000 n Well provide a Money Transfer Control Number (MTCN) for each transaction, which you can share with your receiver to track the funds. The fees for Western Union international transfers vary a lot depending on both how you want to fund the transfer, and how its received. 0000718329 00000 n 0000728801 00000 n Step 3: Pick the transfer payment option. When sending money online or with the app, you can always check the applicable transfer fees1 and exchange rates before you make a money transfer. Based on sending $100, heres what it would have cost us to send money to the following countries: Consider using this official estimator at WesternUnion.com to see what youre going to pay. Send money on the go or start a money transfer and pay at an agent location. Your email address will not be published. It will be always cheaper to send money via the mobile app or online, instead of sending it in person. 0000722125 00000 n How much can you send with Western Union from Canada? Up to $35 per transfer for domestic transfers. 0000741176 00000 n From Mexico, you can send money via an agent. 0000723968 00000 n In the send money form, you can easily adjust different parameters, such as how your receiver wants to get the money and how you want to pay. Excludes all other services, including without limitation, online bill payments, and money transfers via social/chat applications. 0000714354 00000 n Fees differ from bank to bank, so its usually a good idea to check your banks transfer fee rates before you commit to making the payment. 0000729265 00000 n Understanding the costs of international transfers can be a tricky business. Depending on the country you're sending money to, a typical exchange rate at Western Union could be up to 6% above the mid-market rate. Are there different fees when transferring foreign currency vs. USD? Send money instantly with a debit card, credit card2 or bank transfer payment. Some banks charge different money transfer fees when you initiate the transfer online versus going into a branch. You don't even need a bank account. Your receiver should also find out whether they will need to pay any incoming fees. 0000717547 00000 n This process can often take up to six days for people to pick up depending on the amount being sent and country youre sending it to. Select Cash pickup and payment by card. Send money online, with our money transfer app, or from hundreds of thousands of agent locations globally. How much does a wire transfer cost? Share this with your receiver to track the money. 2.WU Send Money Some of the steepest fees youll run into are from international money transfers with Western Union. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Once you've done that, you can either go directly to your Walgreens or you can use the Western Union app to kick-start your money transfer. Up to 3% of the amount in foreign currency. This amount is usually added to the funds you want to transfer and is to cover the bank releasing or receiving the money. Easily check transfer fees1 for your money transfer at an agent location whether you pay in cash, by card or with your bank details. Then enter your receivers details. While these fees can range, you can get a free estimate when you start sending money with Western Union online.